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If you have a problem with the services provided by this credit union, please contact us at:


Freestone Credit Union

PO Box 210 * 613 Main /St.

Teague, TX 75860



The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Website:

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Freestone Credit Union

Freestone Credit Union’s Web site is connected to third party websites.  The links are for informational purposes only and not an endorsement of those products or services.  Third party websites accessed by links are not part of the credit union or its website.  Be sure you know your privacy rights when offering information to those sites.

Our FCU Apps for home banking are available for iPhones, iPads, Android phones, tablets!  Check the App Store for FCU today and carry Freestone Credit Union with you!

Freestone Credit Union also has MoneyDesktop available free on our home banking! 


MoneyDesktop is the leading provider of personal financial management (PFM) tools, which are paired with Freestone Credit Union’s existing online banking platform. This service can be personalized to all your financial needs, your spending, savings habits and budget to help you achieve your financial goals.

Be sure to use these links to provide you with the up to date site links.

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What Will EMV (Chip) Credit and Debit Cards Mean for You?

The U.S. is poised to upgrade its debit and credit card (payment card) security systems in an effort to fight skyrocketing fraud costs. And while federal regulations already protect you, as a consumer, from liability for most fraudulent transactions a crook could make using your account, when payment industry participants are hit by fraud, everyone’s costs increase.


That’s why the U.S. industry plans to implement EMV (Europay, MasterCard, and Visa) cards, which contain computer chips that authorize or validate payment-card transactions. We’re the last developed country in the world to do so. Here’s how the change will affect you:

« You’ll receive an EMV card with information about how it’s different, its enhanced security, and how to use it. This will get a special reissue from Freestone Credit Union or other financial institution. Card issuers have discretion about whether they’ll require you to use a signature when making payments or to use a PIN (personal identification number).

« The transaction process will be slightly different. You’ll insert your EMV card in a POS (point-of-sale) terminal, wait for it to be authorized, and remove it. You’ll either sign a sales draft or key in your PIN to complete the transaction. * Other countries likely will stop accepting mag stripe cards after a certain date. You’ll need an EMV card when traveling abroad and international travelers in the U.S. will have the additional protection against counterfeit that EMV cards afford.

« It’s possible that some merchants and card issuers may choose not to convert and will continue to use mag stripe technology for a time. Your card still will work at the point of sale and consumers will continue to be protected from fraud liability


If you have questions about EMV cards and how they will affect you, contact the professionals at Freestone Credit Union. Stop by or call today at 254-739-2594 or




Freestone Credit Union Office

PO Box 210 * 613 Main Street

Teague, TX 75860



Fax # 254-739-3371


Freestone Credit Union

Fairfield Branch Office

480 E Main Street

Fairfield  TX 75840



Fax # 903-389-3149



Public Service Announcement

April 2, 2015

Tax Return Fraud

Serving the residents of Freestone, Limestone, Leon, Madison and Navarro Counties as well as employees of the BNSF Railroad.


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