In compliance with the USA Patriot Act, we are required to obtain and verify identification provided for all new account owners and joint owners, using methods permitted by law.




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If you have a problem with the services provided by this credit union, please contact us at:


Freestone Credit Union

PO Box 210 * 613 Main /St.

Teague, TX 75860



The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Website:

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TruStage Insurance Program


Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, and home and more. And they’re only available to credit union members like you.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit [].

© Copyright 2015, TruStage. All Rights Reserved.

TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.


Insurance Products offered to members of a credit union


The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by credit unions.

Freestone Credit Union Office

PO Box 210 * 613 Main Street

Teague, TX 75860



Fax # 254-739-3371


Freestone Credit Union

Freestone Credit Union’s Web site is connected to third party websites.  The links are for informational purposes only and not an endorsement of those products or services.  Third party websites accessed by links are not part of the credit union or its website.  Be sure you know your privacy rights when offering information to those sites.

Freestone Credit Union

Fairfield Branch Office

480 E Main Street

Fairfield  TX 75840



Fax # 903-389-3149


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Public Service Announcement

April 2, 2015


Tax Return Fraud



Freestone Credit Union is preparing to mass issue the new MasterCardÒ EMV chip debit cards  and credit cards in the 4th quarter of this year.  In our preparations, we will be cleaning up our card database of all closed cards and those which have never been authorized or are unused within the last 12 months.  If you have a card stored away, please be advised that you may not be able to use that card if you have never authorized it or have not used your current card in the last 12 months.  All members with active cards, will receive a new EMV chip card in the last quarter of 2015 to replace your current card and to begin using.  You will be able to use the new card at all merchants and ATMs.  ATM cards will not be replaced and will continue as usual.


What Will EMV (Chip) Credit and Debit Cards Mean for You?

The U.S. is poised to upgrade its debit and credit card (payment card) security systems in an effort to fight skyrocketing fraud costs. And while federal regulations already protect you, as a consumer, from liability for most fraudulent transactions a crook could make using your account, when payment industry participants are hit by fraud, everyone’s costs increase.


That’s why the U.S. industry plans to implement EMV (Europay, MasterCard, and Visa) cards, which contain computer chips that authorize or validate payment-card transactions. We’re the last developed country in the world to do so. Here’s how the change will affect you:

« You’ll receive an EMV card with information about how it’s different, its enhanced security, and how to use it. This will get a special reissue from Freestone Credit Union or other financial institution. Card issuers have discretion about whether they’ll require you to use a signature when making payments or to use a PIN (personal identification number).

« The transaction process will be slightly different. You’ll insert your EMV card in a POS (point-of-sale) terminal, wait for it to be authorized, and remove it. You’ll either sign a sales draft or key in your PIN to complete the transaction. * Other countries likely will stop accepting mag stripe cards after a certain date. You’ll need an EMV card when traveling abroad and international travelers in the U.S. will have the additional protection against counterfeit that EMV cards afford.

« It’s possible that some merchants and card issuers may choose not to convert and will continue to use mag stripe technology for a time. Your card still will work at the point of sale and consumers will continue to be protected from fraud liability


If you have questions about EMV cards and how they will affect you, contact the professionals at Freestone Credit Union. Stop by or call today at 254-739-2594 or



EMV Card Brochure