Become a Member


Join Our Future - We would love for you to join our Credit Union Family.  You qualify for membership if you are an employee of the BNSF Railroad or if you reside or work in Freestone, Limestone, Navarro, Leon or Madison County in Texas.  You can also qualify for membership if your immediate family member is a current member of the credit union.

Member Benefits:

  • Tru-Stage Insurance (Life Insurance, Car & Home Insurance) – As a member of the credit union you are eligible to receive $2000 of Accidental Death and Dismemberment Insurance.

  • Personal Financial Counseling – Let us help you achieve your financial goals.

  • Financial seminars for groups and organizations

  • Community involvement

Complete the membership application and bring it by one of our branches.


Patriot Act

The purpose of the USA PATRIOT Act is to deter and punish terrorist acts in the United States and around the world, to enhance law enforcement investigatory tools, and other purposes, some of which include:

  • To strengthen U.S. measures to prevent, detect and prosecute international money laundering and financing of terrorism;

  • To subject to special scrutiny foreign jurisdictions, foreign financial institutions, and classes of international transactions or types of accounts that are susceptible to criminal abuse;

  • To require all appropriate elements of the financial services industry to report potential money laundering;

  • To strengthen measures to prevent use of the U.S. financial system for personal gain by corrupt foreign officials and facilitate repatriation of stolen assets to the citizens of countries to whom such assets belong

Click below for a brief, non-comprehensive overview of the sections of the USA PATRIOT Act that may affect financial institutions.


*** See our Share and Share Draft Accounts Rates and Fees for additional information.