Share Certificate/s

        
        
            Share Certificate Type and

            Minimum Balance to Earn Dividends***
        
        
            Fixed Term****
        
        
            Dividend Rate
        
        
            Annual Yield*****
         
    

        Regular Share Certificate
Minimum $1,000
        6 mos.
        4.15%
        4.230%
    

        12 mos.
        3.90%
        3.970%
    

        24 mos.
        2.55%
        2.580%
    

        36 mos.
        2.60%
        2.631%
    

        48 mos.
        2.60%
        2.631%
    

        60 mos.
        3.80%
        3.867%
    

        Super Share Certificate
Minimum $25,000
        6 mos.
        4.15%
        4.230%
    

        12 mos.
        3.90%
        3.970%
    

        24 mos.
        2.55%
        2.580%
    

        36 mos.
        2.60%
        2.631%
    

        48 mos.
        2.60%
        2.631%
    

        60 mos.
        3.80%
        3.867%
    

        Jumbo Share Certificate
Minimum $50,000
        6 mos.
        4.15%
        4.230%
    

        12 mos.
       3.90%
        3.970%
    

        24 mos.
        2.55%
        2.580%
    

        36 mos.
        2.60%
        2.631%
    

        48 mos.
        2.60%
        2.631%
    

        60 mos.
        3.80%
        3.867%
    

        Kirby Kangaroo Share Certificate (Kids 0 to 12)
Minimum $100
        6 mos.
        4.15%
        4.230%
    

        12 mos.
        3.90%
        3.970%
    

        24 mos.
        2.55%
        2.580%
    

        36 mos.
        2.60%
        2.631%
    

        48 mos.
        2.60%
        2.631%
    

        60 mos.
        3.80%
        3.867%
    

        CU Succeed Share Certificate (Teens 13 to 18)
Minimum $100
        6 mos.
        4.15%
        4.230%
    

        12 mos.
        3.90%
        3.970%
    

        24 mos.
        2.55%
        2.580%
    

        36 mos.
        2.60%
        2.631%
    

        48 mos.
        2.60%
        2.631%
    

        60 mos.
        3.80%
        3.867%
    

All Share Certificates are subject to penalty for withdrawal before maturity.

*** You must maintain a Share account with the minimum required balance for the life of the Share Certificates.

**** After your Share Certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

***** Annual Percentage Yield is accurate as of the effective date stated. These rates may change at any time without prior notice.

Rates Effective: December 19, 2024