Auto & Personal Loans

Lower Rates for New & Used Vehicles

Rates apply to New or Used, 2020-2024 Model Automobiles, Boats, Motorcycles, Farm Equipment & ATV’s.

The deal gets even better when you finance your vehicle at Freestone Credit Union.

Speak with our Loan Team for more information and other rates, contact one of our loan officers at

254-739-2594 or 903-389-3351.

*All loans subject to credit approval. Rates may vary according to risk-based lending policies.

We offer many different loans to meet your goals

• Auto Loans

• Refinancing

• Recreational Vehicles

• Side-by-Side Vehicles

• ATV’s

• Farm Equipment

• Boats

• Personal / Signature

• CD Secured

• Share Secured

Benefits for our members:

• Gap insurance as low as $245.00 on Car Loans*

• Extended Warranty on Car Loans **

• Credit Life and Disability on Loans ***

• Car Buying Research

• Tru-Stage Insurance (Life Insurance, Car & Home Insurance)

• Lower your interest rate on collateralized loans by as much as 1.00% just by using 4 of our listed services:

  • Automatic Payments

  • Checking Account

  • Direct Deposit

  • Bill Pay

  • Member 5+ years

  • FCU MasterCard Credit Card in good standing. ****

• Loan Pre-Approval *****

* Optional coverage
** Subject to vehicle age and mileage
*** Eligibility requirements apply
**** Your interest rate is based on your Credit Score. Lowering your interest rate requires your use of several of our qualifying services, restrictions apply.
***** Loans are based on multiple criteria, Credit Score, Personal Income, Value of Collateral, and Your Debt Ratio.
****** All loan accounts require a minimum balance in the Share Account for the life of the loan.

We have methods to help you to improve your credit score.  Give us a call!

NOTICE TO BORROWERS - CERTAIN LOAN AGREEMENTS MUST BE IN WRITING